Independent reseller. Not Anthropic. You redeem on your own account.
Claude says your card was declined
Almost every decline at Anthropic's checkout comes from one of four causes: your bank refused the charge, your card's region is unsupported, your card would not agree to be stored for recurring billing, or the first payment worked and the renewal did not. Two of those you can fix yourself. Two you cannot.
Try the free fixes first — seriously.
Find your error
What the exact message means
“Your card was declined”
This message comes from Anthropic's payment processor, not from Anthropic. It means your issuing bank returned a decline code — most often a generic '…
Read the fix →“Payment method not available in your region”
This is a geography check, not a bank decline. Anthropic's processor has matched your card's issuing country, your IP, or your billing address against…
Read the fix →“This card does not support this type of purchase”
Your bank accepted the connection and then refused this particular transaction category. It is almost always one of two categories: recurring subscrip…
Read the fix →“402 error on /v1/setup_intents”
A 402 on the setup_intents endpoint means the processor tried to save your card for future subscription charges and your bank refused the zero-value a…
Read the fix →“Claude Pro payment failed”
'Payment failed' is a catch-all. In practice it resolves to one of four causes: your bank declined the charge, your card's region is unsupported, your…
Read the fix →“Your Claude subscription renewal failed”
A first charge and a renewal are different transactions to your bank. The first is card-present-ish and customer-initiated; the renewal is merchant-in…
Read the fix →Or by country
Why cards from your country fail
Declines cluster geographically, because the cause is usually a rule at your central bank or your issuer — not anything about you.
Why we do not recommend renting a virtual card
Nearly every other page you will find for these errors sells you a virtual card. It is worth understanding what that actually involves before you go down that road: you sign up with a card issuer, complete their KYC with your ID documents, fund the card, pay an issuance fee and usually a monthly fee, and then hope the card is accepted.
That last part is the problem. Many virtual and prepaid cards refuse the zero-value card-on-file authorisation that subscription billing requires — which is precisely the 402 setup_intents error people hit. You can complete the whole KYC process, fund the card, and still be declined at the same checkout.
A gift code has none of those failure modes, because there is no card in the flow at all. You pay us once, you get a code, you type the code into your own account. The trade-off is honest: you pay our service fee on top of Anthropic's price, and you top up manually instead of renewing automatically.
What we sell, precisely
We buy an official Claude gift subscription from Anthropic at claude.ai/gift, at full list price, and email you the redemption code. You redeem it on your own account. We are an independent reseller with no affiliation to Anthropic, we never ask for your login, and if the code does not work you have 48 hours to tell us and get a full refund.
Stop fighting your bank's decline rules
One invoice, one code, redeemed on your own account.